Why is
Dynamic Copay important?

Plan designs don't change often.
But when they do, they change everything.

Every 30 years or so...

The underlying plan design of health insurance changes...

HDHPs turn 30 🎉

Nearly 100M Americans have HDHPs—members pay more, and employers aren’t saving.

The next wave of health insurance plans is here

It’s called Dynamic Copay

An upfront price

Something deductible based plans can’t do

A real dollar amount

Something anyone can understand
Not an estimate. Not a percentage.

What is
Dynamic Copay?

The number one in a circle

Single out of
pocket cost

Eliminating deductibles and coinsurance removes complexity.

A table explaining the typical plan designs for insurance vs dynamic copay design, showing obvious benefits to dynamic copay designs
The number 2 in a circle

Out of pocket cost varies based on value

Varying out of pocket costs based on underlying cost and quality metrics aligns plan and member outcomes.

Showing the helm platform transforming Cost, member experience and quality data into a single copay
The number three in a circle

All out of pocket costs are "upfront"

Every covered service has a clear price tag from the start. You know exactly what you'll pay before making any decisions.

Ready to learn more about Dynamic Copay?

Schedule a demo
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